Having a Pre Approval letter from a reputable lender will greatly improve your chances of having your offer accepted if going against multiple offers on the same home. This is best to do before shopping for your dream home. It will not only give you an advantage over other offers, it will give you a clear idea of how much you can afford. Falling in love with a home that you may not qualify for can be extremely disappointing.
If you're ready to take the first step to home ownership,